Iris Salgado, licensed bilingual insurance agent at The Scheiderich Agency in Buford, Georgia
For Referral Partners

Refer a client to Iris

No closing delayed by a language barrier.

Iris is fully bilingual, so the entire process — quote, paperwork, binder, and the questions afterward — can happen in Spanish with one person. She also writes commercial and investment property alongside personal lines, which helps when a buyer is purchasing through an entity.

Before it reaches you

What gets handled on our side

  • Binder to the lender with the correct mortgagee clause and loan number
  • Dwelling coverage set to replacement cost, not loan amount
  • Roof age, prior claims, and system updates flagged early
  • An escrow-ready premium figure so the Closing Disclosure isn't revised
  • Same-day revised binders when the loan amount or closing date changes
Timing

Turnaround you can quote to your client

Referral received by 3:00 PM, business dayBinder same day
Received after 3:00 PMBinder before noon the next business day
RevisionsSame day
If Iris is unavailableCrissy or Mike picks it up

Turnaround times depend on receiving complete client information and are not a guarantee of coverage or of a closing timeline.

When to send it

At contract — not at clear-to-close

Referral timeline Six steps in order: contract signed, then the referral — the point at which to send it to us — then inspection, binder issued, closing disclosure prepared, and closing. Send it here Contractsigned Inspection Binderissued CDprepared Closing Referral Sending at contract leaves room to solve problems quietly
Referral timeline Six steps in order: contract signed, then the referral — the point at which to send it to us — then inspection, binder issued, closing disclosure prepared, and closing. Contract signed Inspection Binder issued CD prepared Closing Referral Send it here Sending at contract leaves room to solve problems quietly

The problems that blow up a closing week are almost never underwriting problems. They are questions nobody had time to ask. Sending at contract creates that time, and it means a Spanish-speaking buyer is not trying to decode a binder request three days before funding.

Send it when:
  • The contract is signed, even if nothing else is settled
  • Your client says "I'll just use my current agent" — send it anyway, we'll coordinate
  • The loan amount changed
  • The home is 25+ years old or has an older roof
  • It's a rental, second home, or new construction
Referral

Refer a client to Iris

About a minute. Iris follows up in English or Spanish, whichever your client prefers.

Referring as .
About you
About your client
✓

Referral received

Iris will have a quote back to you .

Send your client a short introduction

A note from you carries weight that an unexpected call from us never will. Edit this however you like — and if your client would rather read it in Spanish, Iris can take it from the first reply.